Terms of Service

Foresight Financial Services (Pty) Ltd
Last Updated: 28 May 2025
Website: www.foressightfs.co.za

1. Acceptance of Terms

By accessing or using our website, you agree to be bound by these Terms of Service, our Privacy Policy, and our POPIA Notice. If you do not agree with any part of these terms, you must stop using this website immediately.

2. Who We Are

This website is owned and operated by Foresight Financial Services (Pty) Ltd, a South African private company registered in terms of the Companies Act, 2008. We are an authorised Financial Services Provider (FSP No. [insert if applicable]).

3. Nature of Services

All information presented on this site is for general information purposes only and does not constitute financial, tax, legal, or investment advice.
Formal advice will only be given once an individual agreement is concluded with you, governed by the Financial Advisory and Intermediary Services Act (FAIS).

4. Use of the Website

You agree not to use this website:

• In violation of any South African laws or regulations
  
• To infringe on the rights of others
  
• To transmit any unsolicited or unauthorised advertising or promotional material
  
• To introduce malicious software or harm the site’s functionality
  

5. Intellectual Property

All website content—including text, graphics, logos, and software—is the property of Foresight Financial Services or licensed third parties. It may not be copied, reproduced, republished, uploaded, or distributed without our express written consent.

6. Third-Party Links

This website may contain links to external websites not operated by FFS. We are not responsible for the content or privacy practices of such websites. Inclusion of a link does not imply endorsement.

7. Limitation of Liability

While we take reasonable measures to ensure that the content on our website is accurate, we do not guarantee its completeness or reliability. Foresight Financial Services will not be liable for any damages—direct, indirect, or consequential—arising out of:

• The use of this website or reliance on any content
  
• Service delays or errors
  
• Website downtime or technical issues
  

8. Indemnification

You agree to indemnify and hold harmless Foresight Financial Services, its directors, employees, and agents from any claims, liabilities, damages, or expenses arising from your use of this website or violation of these terms.

9. Privacy and Data Protection

All personal information collected is subject to our [Privacy Policy] and our [POPIA Notice]. By using the site, you consent to our collection and lawful processing of personal information in accordance with the Protection of Personal Information Act, 2013 (POPIA).

10. Governing Law and Jurisdiction

These Terms of Service are governed by the laws of the Republic of South Africa. Any disputes arising hereunder will be subject to the exclusive jurisdiction of the South African courts.

11. Termination

We may suspend or terminate your access to the website at any time, without notice, if we believe you have breached these Terms.

12. Changes to These Terms

Foresight Financial Services may revise these Terms of Service from time to time. Changes will be posted to this page with a new “Last Updated” date. Your continued use of the website constitutes acceptance of those changes.

13. Contact Information

For any questions about these Terms, please contact us at:

Foresight Financial Services (Pty) Ltd
Email: info@foresightfs.co.za
Phone: +27 71 609 1283
Website: https://www.foresightfs.co.za